PRODUCTS & SERVICES
We have aligned with multiple insurance carriers and investment services providers in order to bring you a flexible program offering a variety of financial products and services to help meet your financial goals.
FINANCIAL PLANNING AT A GLANCE
A RELATIONSHIP BUILT ON TRUST
We aim to provide you with a plan of action to help you reach your goals. You will have the satisfaction that comes from knowing that you have a plan that will help you to achieve your objectives because you are working with someone you can trust. Our financial planners will provide you with clear answers to your questions and will work with your attorney, accountant and other advisers to help you bring your plan to fruition.
OUR PROCESS
DISCOVERY INTERVIEW
Our first step in the process is about getting to know you. We will conduct a confidential and comprehensive questionnaire to help us uncover your unique goals and objectives. This includes gathering your data to develop your personal plan.
DEVELOP AND PRESENT YOUR FINANCIAL PLAN
We will analyze your current situation and develop comprehensive solutions tailored to you. We will provide a financial plan and discuss recommended strategies.
IMPLEMENTATION AND ONGOING MONITORING
We will work together to implement the recommended financial strategies. Our collaborative approach includes ongoing reviews to assess, monitor, and update your plan against any life changes. This will assure that you stay on course in the process of building and protecting your wealth and creating a financial legacy.
Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial planning fee.
INDIVIDUALIZED FINANCIAL ANALYSIS
TRUST SERVICES
Fiduciary account management and access to investment services for yourself, your family, and your business.
WEALTH ACCUMULATION
Design a strategy to help you invest your assets to meet your financial goals while considering your personal situation and risk tolerance.
Annuities*
Mutual funds*
Wealth management services
INSURANCE ANALYSIS
Analyze your situation and design strategies to protect your income, assets and, if applicable, your business, at every stage of your life and as circumstances change.
Life insurance: term, whole, variable*, universal
Disability income insurance
Long term care insurance
Individual and small group
Health insurance
Some health insurance products offered by unaffiliated insurers.
BUSINESS PLANNING
Your business may be your most valuable asset, it is important To develop a proper understanding of its value. We will conduct an informal evaluation of your businesses to help you implement effective plans and strategies for future growth, succession, retirement, and estate planning.
Succession Planning
Business evaluation
Funding strategies
Deferred compensation funding
Key Employee Retention
Executive bonus plans
Non-Qualified fringe benefits
Employee Benefits
Group health, life, and disability insurance
Employer-sponsored retirement plans
Some health insurance products offered by unaffiliated insurers.
RETIREMENT PLANNING
We’ll work with you to develop specific tax-advantaged retirement strategies based on your current life stage. Even if you’ve already retired, you want to make sure that the money you saved continues to work for you. Regardless of your age or life circumstances, working with a financial planner can help you adapt to your changing needs in order to help achieve financial independence.
Roth IRAs, Traditional IRAs, Simple IRAs, SEPs
Annuities
Profit sharing plans
401(k) plans
Retirement plans
Pension strategies
ESTATE PLANNING & TAX MANAGEMENT
Proper estate planning can help you to pass on more of your wealth to your family and mitigate your tax burden. We will provide you with access to a team of estate attorneys and tax advisors to help protect your estate for future generations and assure your assets are distributed the way that you intend.
*Neither MML Investors Services, LLC nor any of its employees or agents are authorized to give legal or tax advice. Consult your own personal attorney legal or tax counsel for advice on specific legal and tax matters.